|
THE PEBBLE - 06/24/04 - Projections You Can Trust
YOUR DAILY CHUCKLE and MOTIVATION - ENJOY!
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
THOUGHT FOR THE DAY
To receive your Thought For The Day from our
autoresponder just send any email to this link.
There are no follow ups. You might want tomorrows
THOUGHT too, so keep your eyes peeled.
(just send any email to this link )
mailto:scotchingk@rr-email.com
This is a report that shows one of the secrets of
the "big boys". We call it Scotching For Profit.
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
He who has a thing to sell
and goes and whispers in a well
is not as apt to get the dollars
as he who climbs a tree and Hollers!
It pays to Advertise!
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
Subject:$10,000/Monthly/PT
A service that everyone wants, needs and uses.
Free worldwide long distance. Get paid big.
http://tour.myepana.com/2146.htm backup:
http://www.epw3.com/prefcust/tdem/BU/2146.htm
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
Warning: This site is not for the spiritually timid.
http://www.spiritual-underground.com
Find information and knowledge the church
does not want you to have.
<><><><><><><><><><><><><><><><><><><>
For your FREE Bonus Email Memory Course go to
http://www.the-pebble.com/PAGES/memory.html
<><><><><><><><><><><><><><><><><><><>
THE PEBBLE is the most popular newsletter
on the internet today. Published daily, it reaches
more people than any ezine and has the most
loyal readership in the industry.
Start your day with THE PEBBLE
Welcome to THE PEBBLE for June 24, 2004
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
TODAY'S TRIVIA - - -
-----------------------
What is the difference between an island and
a continent?
Is Greenland green?
--------------
ANSWERS TO YESTERDAY'S TRIVIA - - - -
--------------
What was tulip mania?
Tulip mania, also called the Tulip Craze, occurred in the
17th century when people began spending huge amounts
of money (thousands of dollars, which back then was
A LOT) to obtain individual tulip bulbs in rare colors.
What is the largest island in the world?
Greenland. It boasts 840,000 thousand square miles.
<><><><><><><><><><><><><><><><><><><>
F*REE Text Ad to over 800,000 Valued Readers
Get your business in front of prospects F*REE
Please use "thePEBBLE" as Your Referrer
http://subscribeme.net/index.html
<><><><><><><><><><><><><><><><><><><>
A newsletter can increase your profits.
Look at this Internet Marketing Service.
http://www.thenewsshop.com
<><><><><><><><><><><><><><><><><><><>
AN INTERNET BUSINESS MAY NOT BE FOR YOU!
OR, THEN AGAIN, IT MIGHT BE! Go have a look. We
have laid out the steps and methods in a clear and
to the point series of short letters. Send a blank email to:
mailto:professional@rr-email.com
<><><><><><><><><><><><><><><><><><><>
I'LL SEE IT WHEN I BELIEVE IT!
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
There are a lot of ways to become a failure,
but never taking a chance is the most successful.
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
The Pebble is online. Go to
http://www.the-pebble.com
CONTENTS:
1. STRANGE BITS AND PIECES!
------------------
2. TITLE ARTICLE - - -
Creating Cash Flow Projections You Can Trust
by Philip Campbell
------------------
3. COMPUTER TIPS by Patsy Norlie
CD-ROM Auto-run
-------------------
4. MEDICAL COLUMN by Karin Henderson
Blood, Its Circulation And Its Pressure
PART 7 of 8
-------------------
5. THE SAGA OF PINEHILL by Ken Darby
Shing Li's lessons
-------------------
6. OBSERVATIONS OF OUR BUSINESS
-------------------
7. THINK ABOUT THIS TODAY!
8. HA! HA!HA!
9. CONTACT INFO
10. THE LAST LINE - - - - -
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
Learn how our Internet Marketing Package
can build sales and profits for your company.
Go have a look at http://www.thenewsshop.com
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
LOOK FOR TOMORROWS EVENTS - - -
Pinehill - The incident
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
STRANGE BITS AND PIECES!
When Coca-Cola was invented, American tourists that visited
Spain were surprised to see that Coke was three times as
expensive as a glass of brandy.
<><><><><><><><><><><><><><><><><><><>
TITLE ARTICLE - - -
-----------------
Creating Cash Flow Projections You Can Trust
by Philip Campbell
Trying to run a successful business without cash flow
projections is like driving along on the freeway in a
driving rainstorm without turning on your windshield wipers.
You can't see the cars in front of you or behind you. You
slow down to a crawl. You're just hoping and praying the
rain stops before you end up in a terrible accident.
Cash flow projections provide you the visibility you need
to avoid problems and create the financial success you
deserve.
Cash Flow Projections Made Easy
Creating cash flow projections does not have to be a
difficult process. It is really a matter of using a few
basic principles together with your intuition and knowledge
about your business.
Here is a 5-step process you can use to create cash flow
projections you can trust.
1. The Near Future Almost Always Looks a Lot Like the Recent
Past.
The starting point for creating accurate cash flow
projections is to have the last six months of actual results
in front of you. You have a perfect view into what the cash
flow is likely to be because you have the last six months
of actual cash flow results there to look at.
You will be amazed at how this principle will help you
create accurate projections. It also helps make the process
so much easier and faster for you.
2. Consider What is Changing.
Is anything in the business changing right now in a
significant way?
If you just negotiated a 10% discount in the cost of a
product you re-sell to your customers, then you should
consider whether it should be reflected in the month you
will experience the reduced cost.
The key here is to make sure it is significant enough that
you are certain of its impact. Otherwise, it would be
better to see the impact in your actual results before
including it in your projections.
3. Be Conservative.
One thing about a projection you can be certain of: it will
not be perfectly accurate. You can be 100% certain that the
actual results will vary somewhat from what you project.
The trick is to get close.
It's like meeting someone for lunch. You agree to meet a
good friend at a restaurant at 12:00. You set 12:00 as the
time to meet so you will both be there at about the same
time. You set a very specific time so there is no
confusion.
Despite the precise time you set, you know that both of you
will not show up at exactly 12:00. The only question is
whether you will be there a little before 12:00 or a little
after 12:00. Will you be early or will you be late?
It's the same with your cash flow projections.
4. The 90% Test.
Here is a simple test that will work wonders for you.
Are you 90% sure the cash balances will come in at or better
than you projected? The key here is the phrase "at or
better than you projected". If you can answer yes to this
question with confidence, then your projections are
sufficiently conservative.
5. Use the "Smell Test".
Take a look at the projections again. Look closely at the
resulting cash balances. Are they in line with your general
expectations? Are they in line with the actual cash
balances over the last six months?
Give the projected cash balances the "smell test". The
smell test is a quick way to make sure everything smells
right. It's a way to make sure nothing unusual or
unexpected has made its way into your numbers.
It's like picking up a gallon of milk from the refrigerator.
It's not a bad idea to give it the quick smell test to make
sure you are not about to pour yourself a glass of soured
milk (better to smell a problem in advance than taste it in
the present, right!).
Taking Control of Your Cash Flow
Your cash flow projections provide you the visibility you
need to make more profitable business decisions.
Make a commitment to yourself now to regain control of
your cash flow by creating and maintaining cash flow
projections.
You will be surprised at how this simple process can
transform the way you manage your business.
--------------
Philip Campbell is a CPA and the author of the book:
"NEVER RUN OUT OF CASH, The 10 Cash Flow Rules You Can't
Afford to Ignore". Philip has helped hundreds of business
owners take control of their cash flow. You can learn more
about taking control of your cash flow and eliminating your
cash flow worries at http://www.neverrunoutofcash.com.
<><><><><><><><><><><><><><><><><><><>
Whoa Baby, Let's Lose The Fat!
No it's not baby fat that you have accumulated
over the years. It's the worst kind of fat and we
have what you are looking for! It's that time of
the year we all want to lose fat and look our best.
Sleep-N- Slim is for you! http://tinyurl.com/335nj
<><><><><><><><><><><><><><><><><><><>
COMPUTER TIPS - - -
-------------------------
CD-ROM Auto-run
To turn off auto-run. Go to 'My Computers,' right-click,
and select properties. Then select the Device Manager
tab. Next click the + symbol next to the CD ROM
picture and right-click the CD ROM driver and
select Properties. Now you can select the 'Settings'
tab and change the Auto-run.
--------------------------
Thanks for your TIP today, Patsy!
Patsy can be reached at patsyy777@aol.com
E-MAIL Processors needed Immediately
go to http://www.freewebz.com/patsyy777
Save on Gas at the Pumps, go to
www.GasFerLess.GasUpUSA.com
<><><><><><><><><><><><><><><><><><><>
For your FREE Bonus Email Memory Course go to
http://www.the-pebble.com/PAGES/memory.html
<><><><><><><><><><><><><><><><><><><>
Never vary, never stray from your chosen prize. Keep
that picture in mind constantly. It will become a reality.
---- Ken Darby
<><><><><><><><><><><><><><><><><><><>
MEDICAL COLUMN - - - -
Blood, Its Circulation And Its Pressure
PART 7 of 8
HYPERTENSION means elevated blood pressure (high tension).
Higher than 140 "over" 90, 140/90, but some doctors allow higher
reading. Salt may increase the reading, so you may want to cut
back a little. If you are already on medication for hypertension
and it's still "high", let the doctor know and they would
probably adjust or changes something. Hypertension may wear out
your arteries like you wearing out the garden hose under
pressure. High blood pressure increases your chance for heart
attacks, strokes, kidney, and eye problems. There are many
"natural" or non-drug activities you can do to get your
hypertension under control.
HYPOTENSION means a low blood pressure and it would be
consistent readings less than 80/60 consistently. If you are
very athletic, your body may have adjusted to these lower
readings. If you are ever hospitalized, do yourself a big favor
and tell someone your BP will naturally be lower. You may feel
proud of your low blood pressure but think this through, you may
realise that reduced amounts of oxygen, chemicals, or nutrients
will also reaching the cells.any cells. Somehow I don't think
that maintains a healthy lifestyle. So it is just as important
to take regular readings if you suffer from hypotension as for
hypertension.
Prevent Blood Pressure (BP) pitfalls when you check your
pressures. Picture this.your doctor has told you that your blood
pressure is too high and he wants you to keep an eye on it.
Where do you start? Where do you go to monitor it? You're
tempted to buy a "machine" right away, but luckily your
pharmacist talks you out of it. There are several easy, quick
ways to do this on a regular basis, but there are some ground
rules.
-------------------------------------------
Karin Henderson is a registered nurse and is THE
PEBBLE®'s columnist for our MEDICAL COLUMN.
We appreciate her input very much. Thanks Karin.
You can send Karin questions at
mailto:kflh@prescotts-inc.com
Health Information Newsletter.
http://www.prescotts-inc.com
DO YOU PRACTICE SCOTCHING?
Remember send any email to -
mailto:scotchingkar@rr-email.com
There are no follow ups - this info is just for you.
<><><><><><><><><><><><><><><><><><><>
THE NET'S BEST KEPT SECRET
<><><><>
THE SAGA OF PINEHILL
by Ken Darby
--------------------------------------
Eloise Henry, age 18 when the story began, and
David Wylie, age 20, were selected, by a
stranger in town, to take a dangerous trip, together.
The idea was that each was to take only the clothes
on their back, and go anywhere in the world where
the stranger took them. They were to be left there
to find their own way home. They had no money,
no identification, and no idea where they were.
Upon their safe return there was a million dollars
waiting in their bank account for them. If one did not
make it that money would go to the survivor. If neither
made it the money would go to their families.
The story deals with their adventures along the way
and leads into the only way they could survive. That was
for Eloise to learn higher law and commit her life to
that end. Along the way she learns how to perform
many a miracle.
The story leads to many friends, many adventures
and many places. As you read on, enjoy. It continues . . . . . . .
----------------------------------------
----------------------------------------
----------------------------------------
For those who like the thoughts and ideas proposed
in this story, you might like to subscribe to
http://www.spiritual-underground.com
(It is a simple donation of $4.94 per month and
helps us spread the word.)
Many, many thanks to those of you who support this
work. It allows others to learn. Thank you.
Additionally, while there subscribe to our
"Thought For The Day" a daily little pick me up.
----------------------------------------
----------------------------------------
----------------------------------------
Mae immediately recognized what was happening the
moment she saw him.
As she was walking into town in the early morning,
very early, she caught a glimpse of a shadowy
figure making its way from house to house or
building to building, going in the general
direction of Shing Li's house.
Mae quickly turned herself invisible and decided
to watch the man. She knew he was up to no good,
for who has good on their mind when sneaking
around to avoid being seen?
The figure was wary, looking out for any sign that
he might be seen, and trying to avoid that
possibility. Slowly the man inched his way toward
Shing Li's house. Then Mae noticed he had an axe
with him. Now she knew what he was going to do.
The houses here were put up on stilts to keep
animals from being a problem to the residents
while sleeping, to avoid the problems with water
in the monsoon season, and generally to help
maintain cleanliness.
They were all made of bamboo. There was a system
of beams and cross beams under the floor to
maintain the floor as level and to keep the entire
building properly supported, because most
buildings were resting on only six pilings, three
in the front and three in the rear.
Mae understood, the moment she read the man's
mind, that his intentions were to knock out the
centre rear piling. Doing that would cause the
centre rear of the building to droop down,
changing the balance and weight on the rest of the
pilings. If the weight were large enough on the
centre rear piling, then, when its support was
removed, it would cause the whole building to
shift back and down. The momentum created by that
movement could, and likely would, cause the
building to collapse toward the direction of the
fall.
The man was intent on causing that to occur.
Mae went inside the man's mind to find out who and
what he was, why he was up to this task.
She learned the man did not like Shing Li's
husband, neither did he like Shing Li. This was
the person Shing Li didn't like. This is the
person she was going to have to learn to accept,
that she was speaking with Susan about.
Funny, isn't it, thought Mae. People who don't
like you generally cause you to have the same
feelings toward them. You, too, when you don't
like someone, cause that person to feel the same
toward you. The law at work again.
The man was now only two buildings away from Shing
Li's and had thus far avoided detection.
Mae made her way, invisibly, toward the rear of
Shing Li's house, and waited.
Sure enough, the man soon appeared. He did not
wait long to be about his work. He lifted his axe,
ready to swing. He had the axe backward, using it
like a hammer, thinking that if he hit the top of
the piling hard enough he would knock it inward
and it would no longer offer the support it was.
This being successful, he would have to move out
of there quickly or the building would topple on
him.
He swung. WHAM!
He hit a shield Mae had put up around the piling.
It was invisible. The man never saw it.
The man had a good solid hold on the axe so that
when it hit the shield it bounced back as if it
had hit rubber. The axe went back over the man's
shoulder with considerable force and because of
his grip, it took him with it. He was not hurt,
but he was some surprised.
He came back, bewildered, but determined to try
again.
This time he swung harder and he got the same
results, flinging him even further backwards and
planting him firmly on his seat.
He picked up his axe again and this time he
calculated that if he used it like an axe, for
chopping, he would have better luck.
<><><><>
THE SAGA OF PINEHILL is a serial we run daily.
Be sure to read your PEBBLE® to catch up on
what is happening.
TOMORROW - - - The incident
GET THE SAGA OF PINEHILL, all the books in
the series by affiliating with THE CORNERSTONE
<><><><><><><><><><><><><><><><><><><>
OBSERVATIONS OF OUR BUSINESS
Since beginning the Project 2003 item, many of you have
become interested in following what we are doing in our
business.
It is a way of seeing some of the good things and not so good
things that happen to us along the way.
While it may not replicate your story, neither may it be replicated
by you, it does keep you updated on some of the trials and
tribulations of doing business on the internet.
We thought we would keep it up.
<><><><><><>
TODAY'S REPORT:
Today is a full work day. I live far enough north that we
see daylight until ten in the evening, with no need for
auxiliary light until eleven. However, today it is raining a
steady solid pour, one of those days I can devote to my
computer work, unless Mom needs me for something. I
send out articles once a week to publishers, so that is
now done. I will be putting together thePEBBLE for
tomorrow, and then getting at some web work. Lots of
fun. Have a good day folks!
<><><><><><><><><><><><><><><><><><><>
Ezine advertising works, at least at THE PEBBLE. We are
one of the oldest ezines on the net and circulate daily to over
600,000 readers.
For ads that work go to
http://www.the-pebble.com/PAGES/advertis.html
AND get a free Profit Pulling Report
"SCOTCHING"
AND sign up at http://www.first-cornerstone.com
Reach so many for so little.
<><><><><><><><><><><><><><><><><><><>
THINK ABOUT THIS TODAY!
"Everything comes to him who hustles while he waits."
---- Thomas Edison
<><><><><><><><><><><><><><><><><><><>
HA! HA! HA!
Things You Don't Want To Hear During Surgery
"Damn, there go the lights again...."
--------------------
I think I shall never see a hazard rougher than a tree.
A tree over which my ball must fly if on the green it is to lie.
A tree which stands that green to guard, and makes the shot extremely
hard.
A tree whose leafy arms extend to kill the six iron shot I send.
A tree that stands in silence there, while angry golfers rave and swear.
Irons were made for fools like me who cannot ever miss a tree.
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
CONTACT INFORMATION:
Complete Contact info on web site
http://www.the-pebble.com
To submit articles to THE PEBBLE send a blank email to -
mailto:article.submission@emailsystemscentral.com
To subscribe to THE PEBBLE just send any email to
mailto:pebble@rr-email.com
CIRCULATION exceeds 600,000 daily
ADVERTISING RATES - per issue
TOP ad $12.95- MIDDLE ad $8.95- BOTTOM ad $4.95 Go to
http://www.the-pebble.com/PAGES/advertis.html
SITES OF INTEREST AND VALUE:
http://www.the-pebble.com
http://www.first-cornerstone.com
http://www.cornerstone-hosting.com/
http://www.spiritual-underground.com/
http://www.thenewsshop.com/
http://www.thenewsshop.com/oursalespeople.html
http://www.signups-guaranteed.us/pebble.html
<><><><><><><><><><><><><><><><><><><>
Learn how our Internet Marketing Package
can build sales and profits for your company.
Go have a look at http://www.thenewsshop.com
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
<><><><><><><><><><><><><><><><><><><>
THE LAST LINE - - - - -
"Get Real is about you and the things you do and the things
you think about."
---- Jeffrey Gitomer
<><><><><><><><><><><><><><><><><><><>
Unique gift items offered at wholesale cost to you.
I am offering 10% discount to first-time buyers.
Enter WVGFT at time of checkout for discount.
My website has 100 various products, so take a look.
The url address is: http://www.wrightvariety.com
<><><><><><><><><><><><><><><><><><><>
Achieving your dreams and financial freedom? Want to bring
in some extra income part time? Enjoy all the benefits of
working from home. Have your own personal mentor & earn a
great income building a real business. Be your own BOSS by
Ordering your own risk free pkg. http://www.Complete123.com
<><><><><><><><><><><><><><><><><><><>
International Company Expanding
Honest and Ethical Business
Earn $25-$45 p/hr
part/full time. Comm. Free info
http://www.freedom24-7.org
<><><><><><><><><><><><><><><><><><><>
UNMRS just launched
This is the most powerful recruiting system you will find
online. My downline is growing daily. I have never seen
anything like it. Make sure you get to see it.
Go now to http://www.unmrs.com/cgi-bin/ref.cgi/6/
<><><><><><><><><><><><><><><><><><><>
"At Last, You Can Get A POWERFUL and RELIABLE WEB HOSTING At
A Price You Can EASILY Afford" -- Includes domain name, 2000 MB
space, 60 GB monthly bandwidth, 2000 emails, CGI, PERL, PHP,
mySQL, Frontpage, and much more... for only a low $7.50 a month!
For more, visit: http://globathosting.d7soft.com
<><><><><><><><><><><><><><><><><><><>
Subject:$10,000/Monthly/PT
A service that everyone wants, needs and uses.
Free worldwide long distance. Get paid big.
http://tour.myepana.com/2146.htm backup:
http://www.epw3.com/prefcust/tdem/BU/2146.htm
<><><><><><><><><><><><><><><><><><><>
GET A NEW START HERE!
http://www.all-in-one-business.com/cgi-bin/at.cgi?a=219677
(This is the PROJECT 2003 program)
REMEMBER! - IF YOU SEE IT IN THE PEBBLE® - IT IS SO!
When the universe understands you will settle for
nothing less than your dreamed objective, it gives
up and then starts to help you reach it. Think on that.
---- Ken Darby
---------------------
theNEWSSHOP newsletter service will soon have your
business growing. http://www.thenewsshop.com
--------------------
© 2004 thePEBBLE® PUBLICATIONS
http://www-thepebble.com
thePEBBLE Publications
pebble@emailsystemscentral.com
Box 6, Site 270, R.R.2
Carvel, Alberta T0E 0H0 Canada
1-780-968-3847
|
